Why Are Insurance Companies Leaving California? What You Need to Know

June 2, 2025

Over the past couple of years, you might’ve noticed a concerning trend: major insurance companies are pulling out of California,…

What Is the Best FICO Score to Buy a House?

March 14, 2025

When it comes to buying a home, your FICO score plays a crucial role in determining your mortgage options. Lenders…

Remote Work is Redefining Housing Preferences: What Buyers Need to Know

January 20, 2025

The rise of remote work has transformed the way we think about housing. As millions of Americans enjoy the flexibility…

The Effects of SALT Deduction Caps and Tax Reforms on High-Cost Real Estate Markets and the Mortgage Industry

December 9, 2024

Tax policy plays a pivotal role in shaping the real estate market, particularly in high-cost areas like California, New York,…

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Everything You Need to Know About ITIN Mortgage Loans

November 26, 2024

Homeownership is a dream for many, and it doesn’t have to be out of reach if you lack a Social…

Why Mortgage Rates Aren’t Following Federal Rate Cuts

November 13, 2024

Recent federal rate cuts have sparked questions among homeowners and prospective buyers about why mortgage rates haven’t dropped as expected.…

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Falling Interest Rates: A Boost for the California Real Estate Market

September 23, 2024

As interest rates decline, the California real estate market is positioned for a surge in activity. Lower interest rates often…

Upcoming Federal Rate Adjustments and What They Mean for California Homeowners

September 6, 2024

As a potential homebuyer or homeowner in California, you may have heard buzz about upcoming changes in federal interest rates.…

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Technology and Real Estate in California

July 24, 2024

Introduction Welcome to our July 2024 newsletter, where we explore the intersection of technology and real estate in California. As…

Understanding 203k Loans

July 5, 2024

Hello, California Homebuyers! I’m Alexandra Young, your trusted resource for real estate and home loans in the Golden State. Today,…